• What is the difference between a dental reimbursement plan and dental insurance?

  • Will I receive a card for my Dental Reimbursement Plan coverage or do I just use my BlueCross BlueShield card?

  • How do I file for a Dental Reimbursement?

  • How much will I get back of what I spent?

  • When does the Dental year start over?

  • If I have work done in December but pay for it in January can I claim on the new Dental year?

  • Is there a lifetime orthodontic maximum?

  • How long can I carry my dependent children?

  • Can I or my family be covered on another dental insurance and the LISD Dental Reimbursement Plan? If yes, does that change how I file my claims?

  • Can I use my Flexible Spending Account (FSA) or Health Savings Account (HSA) to pay for my dental?

  • Does Lubbock ISD have paid maternity leave?

  • Is there any paperwork I need to complete before I can take off work for maternity?

  • How late is too late to add my newborn and how do I do it?

  • I heard on the Bronze Plan I only have a $4,000.00 deductible but my provider called BlueCross BlueShield and reported it to be $6,650.00 – is that right?

  • Where do I find the Wellness Maternity Video and the Bronze Maternity Deductible Reimbursement Form?

  • What is a deductible and how much do I have to spend to meet mine?

  • What does the term ‘out of pocket’ mean and once I satisfy my deductible do I have to pay anything else?

  • What are copays and do I have any?

  • What is the difference between ‘In-Network’ and ‘Out-of-Network’ fees, charges or providers?

  • As an employee new to LISD when would my Medical coverage begin?

  • If I resign or retire from LISD when does my medical coverage end? Can I take it with me?

  • What is COBRA and how can I get it if I want it?

  • Where can I go to find out information about the Affordable Care Act?

  • How long can I carry my dependent children?

  • What is HIPPA?

  • What does EOB stand for?

  • When can I make changes to my medical plan?

  • What is a Qualifying Life Event?

  • If I have medical through another source can I waive my benefits?

  • What does HIP do for me?

  • Will I have to pay anything if I see the doctor for Wellness/Preventive services?